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COVR
The decision engine for insurance

Insurance runs on decisions.

Modular, explainable, built by insurance experts.

Scroll through the moments where fast, accurate and explainable decisions matter most.

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Impact

The numbers behind the decisions.

10-20%

saved on indemnity

Real-time

decision speed

0%

of decisions explainable

Figures are drawn from live deployments

Ranges may vary by module mix

The platform

One claim. Every decision. One engine.

The claim is the spine, pick the modules, set the order as you want.

01

Notify

The loss arrives, and finds the right hands.

02

Decide

What is covered, and who is at fault.

03

Repair & Settle

What it costs to put right, checked rather than guessed.

04

Pay

Nothing leaves the account unchecked.

05

Subrogation

Recovering what someone else owes.

Traceability & auditability

Every decision shows its work.

Every outcome carries its reasoning and its evidence.

Escape of water — Buildings

Decision trace

  1. 1
  2. 2
  3. 3
  4. 4
Policy wording, section 2.1

Peril matches an insured event 

Policy in force

Property occupied at the date of loss 

Site photos

Damage consistent with a sudden escape 

Schedule, page 2

Excess of £250 applied 

Covered. Excess applied. Settle from desk.

The modules

Every decision in the claim, as a module.

Notify · 1 / 12

FNOL

First-notification intake that captures and structures a new loss before it reaches triage.

About COVR

Nobody has solved the whole claim. We are building the platform that does.

Claims decisioning is moving from static and manual to agentic and explainable. COVR is built for that world natively.

One platform, one codebase. Every market difference absorbed as configuration.

Want to know more?

About COVR

See it in action.

Book a 30-minute demo and we will walk one real claim end to end.